@font-face{font-family:Montserrat;font-style:normal;font-weight:400;font-display:swap;src:url(fonts/montserrat-400.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:Montserrat;font-style:normal;font-weight:600;font-display:swap;src:url(fonts/montserrat-600.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:Montserrat;font-style:normal;font-weight:700;font-display:swap;src:url(fonts/montserrat-700.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:Montserrat;font-style:normal;font-weight:800;font-display:swap;src:url(fonts/montserrat-800.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
:root{--navy:#0a2a5e;--navy-d:#06173d;--blue:#1478d4;--aqua:#22c3e6;--green:#2f9e44;--ink:#16233f;--mut:#55647d;--soft:#f3f6fa;--line:#dfe8f1;--wa:#128c4a}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:400 1rem/1.7 Montserrat,system-ui,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;height:auto;display:block}a{color:var(--blue)}
h1,h2{font-family:Montserrat,sans-serif;font-weight:800;text-transform:uppercase;letter-spacing:.01em;line-height:1.15;color:var(--navy);margin:0 0 .6em}
h1{font-size:clamp(1.9rem,4.6vw,3.2rem)}h2{font-size:clamp(1.4rem,2.8vw,2.1rem)}h3,.h3{font:700 1.08rem/1.3 Montserrat,sans-serif;color:var(--navy);margin:0 0 .4em}
.center{text-align:center}.wrap{width:min(1180px,100% - 40px);margin-inline:auto}.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.site-header{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 1px 0 var(--line)}
.hbar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font:800 1.3rem Montserrat,sans-serif;text-transform:uppercase}.brand img{width:52px;height:52px}.brand b{color:var(--blue);margin-left:.25em}
nav ul{list-style:none;display:flex;gap:2px;margin:0;padding:0;align-items:center}nav a{text-decoration:none}nav li a{padding:8px 12px;color:var(--navy);font-weight:700;font-size:.92rem;border-radius:10px}nav li a:hover,nav li a[aria-current]{background:var(--soft)}
#nav{display:flex;align-items:center;gap:14px}.menu-btn{display:none;background:none;border:0;padding:10px;cursor:pointer}.menu-btn span{display:block;width:24px;height:3px;background:var(--navy);margin:5px 0;border-radius:2px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;border-radius:12px;background:var(--blue);color:#fff;text-decoration:none;font-weight:700;border:2px solid var(--blue);cursor:pointer;font-family:inherit;font-size:.95rem;box-shadow:0 6px 16px rgba(10,42,94,.18)}
.btn:hover{filter:brightness(1.1)}.btn-navy{background:var(--navy);border-color:var(--navy)}.btn-wa{background:var(--wa);border-color:var(--wa)}.btn-light{background:#fff;color:var(--navy);border-color:#fff}.btn-soft{background:#fff;color:var(--navy);border-color:#fff;box-shadow:0 6px 22px rgba(10,42,94,.16)}.btn-outline{background:transparent;color:#fff;border-color:#fff;box-shadow:none}.btn-lg{padding:15px 28px;font-size:1rem}
.eyebrow{font-weight:700;text-transform:uppercase;letter-spacing:.1em;font-size:.8rem;color:var(--aqua);margin:0 0 10px}
.bar{display:block;width:min(200px,50%);height:8px;background:#fff;margin:22px 0}
.hero{position:relative;background:var(--navy);color:#fff;min-height:650px;display:flex;align-items:center;padding:70px 0 150px;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:var(--hero) right center/auto 112% no-repeat}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--navy) 0%,var(--navy) 41%,rgba(10,42,94,.6) 55%,rgba(10,42,94,0) 78%)}
.hero .wrap{position:relative;z-index:2}.hero h1{color:#fff;max-width:720px}.hero .sub{display:block;font:700 clamp(1rem,2vw,1.3rem) Montserrat,sans-serif;text-transform:none;color:var(--aqua);margin-top:.7em;letter-spacing:0}
.hero .lead{color:#e6eefb;max-width:560px;font-size:1.1rem}.ctas{display:flex;flex-wrap:wrap;gap:14px}
.quick{position:relative;z-index:5;margin-top:-92px}.quick ul{list-style:none;display:grid;gap:20px;padding:0;margin:0}
.quick a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;min-height:170px;padding:24px 18px;background:#fff;border-radius:28px;box-shadow:0 12px 34px rgba(10,42,94,.18);text-decoration:none;color:var(--navy);font-weight:700;text-align:center;transition:transform .2s}.quick a:hover{transform:translateY(-4px)}
.band{padding:56px 0}.split{display:grid;gap:36px;align-items:center}.intro-split p{max-width:640px}.lead{font-size:1.12rem;color:var(--mut)}
.leaf{margin:0}.leaf img{width:100%;object-fit:cover;aspect-ratio:1/.92;border-radius:170px 0 170px 0;box-shadow:0 14px 40px rgba(10,42,94,.2)}.leaf-r img{border-radius:0 170px 0 170px}
.banner,.phero{background:radial-gradient(circle at 85% 20%,rgba(34,195,230,.35),transparent 42%),radial-gradient(circle at 10% 90%,rgba(20,120,212,.5),transparent 45%),linear-gradient(135deg,var(--navy-d),var(--navy));color:#fff;padding:64px 0 52px}.banner h1,.phero h1{color:#fff;max-width:900px}.banner .bar{margin-bottom:0}.phero .lead{color:#e6eefb}
.feats{background:var(--soft);padding:54px 0}.feats ul{list-style:none;display:grid;gap:18px;padding:0;margin:0}.feats li{background:#fff;border-radius:22px;padding:26px 16px;text-align:center;box-shadow:0 8px 26px rgba(10,42,94,.1);display:flex;flex-direction:column;align-items:center;gap:12px;font-weight:700;color:var(--navy);font-size:.95rem}
.tiles-band{padding:56px 0 0}.tiles-band h2{padding:0 20px}.tiles{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);margin:24px 0 0;padding:0}
.tile{position:relative;display:block;overflow:hidden;aspect-ratio:4/3;text-decoration:none}.tile img{width:100%;height:100%;object-fit:cover;transition:transform .4s}.tile:hover img{transform:scale(1.06)}
.tile::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,23,61,0) 45%,rgba(6,23,61,.82))}.tile span{position:absolute;left:18px;right:14px;bottom:14px;z-index:2;color:#fff;font:800 clamp(.9rem,1.6vw,1.25rem)/1.15 Montserrat,sans-serif;text-transform:uppercase}
.steps4{list-style:none;display:grid;gap:18px;padding:0;margin:28px 0 0}.steps4 li{background:var(--soft);border-radius:22px;padding:24px 22px;display:flex;flex-direction:column;gap:6px}.steps4 b{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:1.1rem}.steps4 strong{color:var(--navy)}.steps4 span{color:var(--mut);font-size:.95rem}
.news{list-style:none;display:grid;gap:22px;padding:0;margin:28px 0}.ncard{background:#fff;border-radius:24px;padding:26px;box-shadow:0 10px 30px rgba(10,42,94,.12);display:flex;flex-direction:column;gap:6px}.ncard h3{text-transform:uppercase;font-size:.98rem}.ncard p{margin:0;color:var(--mut);font-size:.93rem}.ncard a{margin-top:auto;padding-top:12px;font-weight:800;font-size:.85rem;letter-spacing:.06em;color:var(--navy);text-decoration:none}
.tag{color:var(--green);font-weight:700;font-size:.75rem;text-transform:uppercase;letter-spacing:.06em;margin:0!important}
.cards{list-style:none;padding:0;margin:0;display:grid;gap:22px}.card{background:#fff;border-radius:24px;overflow:hidden;display:flex;flex-direction:column;box-shadow:0 10px 30px rgba(10,42,94,.12)}
.card .pimg img{width:100%;aspect-ratio:4/3;object-fit:cover}.card>div{padding:16px 20px 22px}.card h3 a,.card .h3 a{text-decoration:none;color:var(--navy)}.card p{margin:.3em 0 0;color:var(--mut);font-size:.95rem}.card-txt{padding:22px}
.grid3{list-style:none;padding:0;display:grid;gap:18px}.grid3 li{background:var(--soft);border-radius:22px;padding:22px}.grid3 h3{margin-bottom:.3em;text-transform:uppercase;font-size:.95rem}
.pills{display:flex;flex-wrap:wrap;gap:10px}.pill{background:var(--soft);border-radius:12px;padding:8px 16px;text-decoration:none;font-weight:700;color:var(--navy)}.linklist{padding-left:1.1em}.linklist li{margin:.5em 0}
details{border-radius:16px;padding:14px 20px;margin:10px 0;background:var(--soft)}summary{cursor:pointer;font-weight:700;color:var(--navy)}details p{margin:.7em 0 0}
.photo-cta{background:linear-gradient(rgba(6,23,61,.68),rgba(6,23,61,.68)),var(--bg) center/cover;color:#fff;text-align:center;padding:96px 0}.photo-cta h2{color:#fff}.photo-cta p{max-width:640px;margin:0 auto 24px;font-size:1.1rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:12px 0 0;margin:0;font-size:.85rem;color:var(--mut)}.crumbs li+li::before{content:"›";margin-right:6px}.crumbs a{color:var(--mut)}
.prose{max-width:840px}.prose h2{margin-top:1.6em}.prose ul,.prose ol{padding-left:1.2em}.prose li{margin:.4em 0}.toc{background:var(--soft);border-radius:18px;padding:16px 22px;margin:18px 0}.toc ol{margin:.4em 0 0}
.answer{background:#e7f6ec;border-left:5px solid var(--green);padding:16px 20px;border-radius:12px}.byline{color:var(--mut);font-size:.88rem}
.legal-list li{list-style:none;padding:10px 16px;background:var(--soft);border-radius:12px;margin:6px 0}.legal-list{padding:0!important}
.contact-list{list-style:none;padding:0}.contact-list li{margin:.6em 0}.wa-form{background:var(--soft);padding:26px;border-radius:24px}.wa-form label{display:block;font-weight:700;margin:12px 0}.wa-form input,.wa-form select,.wa-form textarea{display:block;width:100%;margin-top:4px;padding:12px;border:1px solid var(--line);border-radius:12px;font:inherit;background:#fff}
.two{display:grid;gap:32px;align-items:start}.small{font-size:.85rem;color:var(--mut)}
.site-footer{padding:40px 0 20px}.foot-card{background:var(--navy-d);color:#cfe0f5;border-radius:32px;padding:34px 30px 30px}.foot-top{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.15)}
.foot-brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff;font:800 1.4rem Montserrat,sans-serif;text-transform:uppercase}.foot-brand img{width:64px;height:64px}.foot-brand b{color:var(--aqua);margin-left:.25em}
.site-footer a{color:#fff}.site-footer .btn-light{color:var(--navy)}.site-footer h2{font-size:.95rem;color:#fff;margin-bottom:.8em}.site-footer .mt{margin-top:1.4em}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:.45em 0;font-size:.93rem}.cols{display:grid;gap:26px;padding-top:26px}.fslogan{font-size:.93rem}.legalbox{background:rgba(255,255,255,.08);padding:10px 14px;border-radius:12px;font-size:.9rem}.legal{font-size:.8rem;color:#7d93b8;text-align:center;margin:18px 0 0}
.wa-float{position:fixed;right:16px;bottom:16px;z-index:60;background:var(--wa);color:#fff;text-decoration:none;display:flex;align-items:center;gap:8px;padding:13px 18px;border-radius:999px;font-weight:700;box-shadow:0 8px 24px rgba(0,0,0,.3)}
@media(min-width:700px){.quick ul{grid-template-columns:repeat(2,1fr)}.feats ul{grid-template-columns:repeat(3,1fr)}.tiles{grid-template-columns:repeat(2,1fr)}.cards,.news,.grid3{grid-template-columns:repeat(2,1fr)}.steps4{grid-template-columns:repeat(2,1fr)}.cols{grid-template-columns:repeat(2,1fr)}}
@media(min-width:900px){.split{grid-template-columns:1fr 1fr;gap:64px}.split.rev>figure{order:2}.two{grid-template-columns:1fr 1fr}.quick ul{grid-template-columns:repeat(4,1fr)}.feats ul{grid-template-columns:repeat(5,1fr)}.tiles{grid-template-columns:repeat(4,1fr)}.cards,.news,.grid3{grid-template-columns:repeat(3,1fr)}.steps4{grid-template-columns:repeat(4,1fr)}.cols{grid-template-columns:1.3fr 1fr 1fr 1.3fr}}
@media(max-width:899px){.menu-btn{display:block}#nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:12px 20px 18px;flex-direction:column;align-items:stretch}#nav.open{display:flex}nav ul{flex-direction:column;align-items:stretch}.wa-float span{display:none}.wa-float{padding:14px}
.hero{min-height:0;padding:56px 0 130px}.hero::before{background-size:cover;background-position:center}.hero::after{background:linear-gradient(rgba(10,42,94,.78),rgba(10,42,94,.86))}.leaf img,.leaf-r img{border-radius:80px 0 80px 0}.foot-card{padding:26px 20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.tile img,.quick a{transition:none}}